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Travel insurance for Canadians

Travelling outside Canada? Don’t rely on your provincial plan

Provincial health plans pay very little β€” if anything β€” for medical care outside Canada. Travel insurance protects you from the cost of an emergency abroad.

Travel insurance for Canadians
Who it’s for

Is this right for you?

  • Families taking a holiday abroad
  • Snowbirds spending the winter in the USA
  • Frequent business or family travellers
  • Travellers with stable medical conditions
How it works
  1. Tell us about your tripDestination, dates, travellers and the cover you want.
  2. We compare plansMedical-only, all-inclusive or annual β€” from several insurers.
  3. Travel with confidenceYou get the documents and the assistance number before you leave.
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Emergency medical

Hospital, doctor, ambulance and prescriptions after an unexpected illness or injury abroad β€” often up to millions of dollars.

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Trip cancellation & interruption

Get back non-refundable costs if you have to cancel or cut a trip short for a covered reason.

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Baggage & delays

Cover for lost or delayed baggage and extra costs from travel delays.

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Annual multi-trip

One plan for every trip in the year, up to a set number of days per trip β€” great for frequent travellers.

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Snowbirds & long stays

Extended coverage for longer trips, with options for stable pre-existing conditions.

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Family plans

Cover the whole family on one policy for one price on many plans.

Good to know

Before you buy

  • Medical questions matter β€” answer them accurately, or a claim may be denied.
  • Stability periods apply to pre-existing conditions β€” check the exact rule.
  • Buy early β€” trip cancellation cover usually starts when you buy.
  • Credit card insurance often has limits and age restrictions β€” we can compare it for you.
Get started

Talk to an advisor

Tell us a little about what you need. A licensed advisor will compare options from several insurers and call you back β€” there is no cost for advice.

  • Free, no-obligation quote
  • Options from several insurers
  • Clear explanation of benefits and exclusions

Prefer to talk now? Call 604-750-4848

Request a quote

An advisor will call you with options β€” usually the same business day.

Questions

Frequently asked questions

Do I need travel insurance just to visit the USA?
It is strongly recommended. US medical costs are among the highest in the world, and provincial plans cover only a small part of emergency costs outside Canada.
What is an annual multi-trip plan?
A single policy that covers every trip during the year, up to a maximum number of days per trip. It is often cheaper than buying separate plans if you travel several times a year.
Can I get coverage with a medical condition?
Often yes, if the condition is stable for the period the insurer requires. We’ll compare which plans fit your situation.