Terms of use

1. About these terms

This website is operated by Policy Place, a business of Team Invictus Services Inc.. By using it, you agree to these terms. If you do not agree, please do not use the site.

2. General information only

Content on this website is general information. It is not financial, legal, tax or immigration advice and does not replace a conversation with a licensed advisor about your situation.

3. Quotes

Online quotes are estimates based on the information you enter and the insurers’ rate tables. The final premium, eligibility and coverage are determined by the insurer when you apply. Coverage is governed only by the insurer’s policy wording. Plan summaries on this site are plain-language overviews and may not include every term, limit or exclusion.

4. Buying from insurers

When you click "Buy online", you complete your purchase on the insurer’s website, under the insurer’s terms and privacy policy. The insurer issues and is responsible for the policy.

5. Acceptable use

You agree not to misuse this website — including by using automated tools to collect prices or content, submitting false information, attempting to access systems without permission, or interfering with the site’s operation. We may limit or block access to protect the service.

6. Intellectual property

Website content, design and software belong to us or our licensors. Insurer names and logos belong to their owners and are used to identify the products we offer.

7. Links to other websites

We are not responsible for the content or practices of other websites we link to.

8. Limitation of liability

We work to keep information accurate and up to date, but the website is provided "as is". To the extent permitted by law, we are not liable for losses arising from use of the website or reliance on its content.

9. Governing law

These terms are governed by the laws of British Columbia and the federal laws of Canada that apply there.

Effective October 2, 2026. Questions? Contact us at info@policyplace.ca or 604-750-4848.