RDSP
RDSP — long-term savings with generous government help
For people eligible for the Disability Tax Credit. The government can add grants of up to $70,000 and bonds of up to $20,000 over a lifetime.
Who it’s for
Is this right for you?
- People eligible for the Disability Tax Credit
- Parents of a child with a disability
- Family members who want to help
How it works
- Confirm eligibilityDisability Tax Credit approval is required.
- Open & contributeFamily members can contribute with permission.
- Receive grants & bondsThe government can add up to $90,000 over a lifetime.
Key features
How it works
- Canada Disability Savings Grant: up to $70,000 lifetime
- Canada Disability Savings Bond: up to $20,000 lifetime for eligible low-income families
- Tax-deferred growth
- Family members can contribute with permission
Contribution limits and rules are set by the Government of Canada and can change. See the current details at canada.ca. This is general information, not tax advice.
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