Term life insurance
Term life insurance — big protection, affordable price
Coverage for a set period — typically 10, 20 or 30 years — at a lower cost than permanent insurance.
Who it’s for
Is this right for you?
- Young families on a budget
- Homeowners paying off a mortgage
- Anyone needing large coverage for a set period
How it works
- Choose the amountBased on income, debts and future costs.
- Choose the term10, 20 or 30 years — matched to your obligations.
- Lock in your ratePremiums stay level for the whole term.
Key features
What you get
- Lowest cost per dollar of coverage
- Fixed premiums for the term
- Often renewable and convertible to permanent coverage
- Ideal while paying a mortgage or raising children
Get started
Talk to an advisor
Tell us a little about what you need. A licensed advisor will compare options from several insurers and call you back — there is no cost for advice.
- Free, no-obligation quote
- Options from several insurers
- Clear explanation of benefits and exclusions
Questions
Frequently asked questions
What happens at the end of the term?
Many policies can be renewed (usually at a higher price) or converted to permanent insurance without new medical questions, within the limits in the contract.
How long should my term be?
Usually long enough to cover your biggest obligations — for example, until your mortgage is paid or your children are independent.