Mortgage protection
Mortgage protection that belongs to you — not the bank
Personally owned life and critical illness insurance that can pay off your mortgage, with the benefit paid to your family.
Who it’s for
Is this right for you?
- New homeowners
- Families refinancing or renewing a mortgage
- Anyone relying on bank mortgage insurance today
How it works
- Match your mortgageCoverage sized to your mortgage and family needs.
- Own your policyIt stays with you even if you change lenders.
- Protect your familyThe benefit goes to your family, not the bank.
Key features
What you get
- You own the policy — it stays with you if you change lenders
- Your beneficiary receives the money and decides how to use it
- Premiums and coverage are set when you buy
- Underwritten up front, so you know where you stand
Get started
Talk to an advisor
Tell us a little about what you need. A licensed advisor will compare options from several insurers and call you back — there is no cost for advice.
- Free, no-obligation quote
- Options from several insurers
- Clear explanation of benefits and exclusions
Questions
Frequently asked questions
How is this different from the bank’s mortgage insurance?
Bank mortgage insurance usually pays the lender, decreases as your mortgage shrinks and may be underwritten only when you claim. A personally owned policy pays your beneficiary and stays with you.