Disability insurance
Your income is your biggest asset — protect it
Disability insurance replaces part of your income if illness or injury stops you from working.
Who it’s for
Is this right for you?
- Self-employed people and contractors
- Professionals and trades
- Employees with limited group coverage
How it works
- Insure your incomeChoose a monthly benefit based on your earnings.
- Pick your periodsWaiting period and how long benefits last.
- Get paid if you can’t workMonthly benefits while you recover.
Key features
What you get
- Monthly benefit while you can’t work
- Choice of waiting period and benefit period
- Options for self-employed people and business owners
- Benefits from personally paid policies are generally tax-free
Get started
Talk to an advisor
Tell us a little about what you need. A licensed advisor will compare options from several insurers and call you back — there is no cost for advice.
- Free, no-obligation quote
- Options from several insurers
- Clear explanation of benefits and exclusions
Questions
Frequently asked questions
How much income can I insure?
Insurers usually limit benefits to a percentage of your income, so you have a reason to return to work. We’ll find the right fit for your situation.