These Insurance Terms & Conditions (“Terms”) of Canada are here to outline how you can use the services offered by Policyplace—whether it’s through our website, mobile app, or any other platform we operate (we’ll just call them all “our services” for simplicity).
By using any part of what we offer, you’re agreeing to these Terms. If something here doesn’t sit right with you, we totally respect that—but please don’t use our services until we’re on the same page.
At PolicyPlace, we’re here to make insurance simple and accessible. Our services include everything from getting you a quote to helping you purchase a policy, filing claims, and providing ongoing support whenever you need it.
By using our services, you agree to the terms laid out in this policy—nothing hidden, just clear expectations on both sides.
Your privacy matters to us, and we don’t share your personal information unless there’s a very good reason. We’ll only disclose it if:
We’re legally required to, or we need to respond to official legal requests;
We need to protect our rights, property, or the integrity of this website;
There’s an urgent situation where sharing information is necessary to protect someone’s safety—whether it’s a user or the public.
Some parts of our services might ask you to create an account—and when you do, we ask that you give us accurate, up-to-date info. It helps us serve you better.
You’re also responsible for keeping your login details safe. If anything happens under your account, we’ll assume it was you—so please don’t share your password, and let us know right away if something doesn’t seem right.
By using our services, you’re agreeing to play fair. That means using everything we offer only for legal, respectful purposes—and following the Terms we’ve laid out here.
Please don’t use our platform in a way that could break it, overload it, or mess it up for others. We want everyone to have a smooth, secure experience, and that takes a little care from all of us.
Everything you see on our platform—logos, content, graphics, and trademarks—belongs to Policyplace or our trusted partners. You’re welcome to browse and benefit from it, but please don’t copy, reuse, change, or share any of it without getting our written okay first.
By using our services, you’re saying you’re okay with how we do that—as explained in the Privacy Policy. If you haven’t read it yet, we recommend giving it a quick look so you know what to expect.
The insurance products we offer through our services are based on availability and come with their own terms and conditions.
We do our best to keep things consistent, but we may change, update, or remove certain products at any time—without prior notice. If something changes, we’ll always aim to keep you informed and supported in finding the right alternative.
Our services are offered “as is” and “as available.” That means while we do our best to keep things running smoothly, we can’t guarantee everything will always be perfect.
We don’t make any promises about how reliable, accurate, or suited our services will be for your specific needs. Using them is at your own discretion and risk.
We always aim to offer helpful, reliable services—but sometimes things can go wrong. To the fullest extent allowed by law, TeamInvictus and its partners can’t be held responsible for any indirect, accidental, special, or unexpected damages that might come from using our services.
In simple terms: we’re not liable for losses beyond our control, especially when it comes to things like technical issues, third-party actions, or how the services are used.
These Terms are governed by Canadian law. If there’s ever a dispute or legal issue, it will be handled in the courts of Canada—and only there.
We may update or change these Terms from time to time, and we don’t always send a heads-up. The most current version will always be available on our website or platform.
By continuing to use our services after any changes are posted, you’re agreeing to the updated Terms—so it’s a good idea to check in once in a while.
If you have any questions or concerns about these Terms or how our services work, don’t hesitate to reach out. We’re always happy to clarify and support you.
Contact us anytime—we’re just a message away.
